Finance-Credit Analysis & Commercial Banking, BS
Finance deals with the raising, analyzing, and investing cash and financial assets while managing a degree of risk to maximize firm value. Students majoring in finance develop critical and analytical skills to evaluate financial markets and institutions. The degree in finance offers three specialized tracks: FinTech, Risk Management and Commercial Bank Management. Our degree provides a solid foundation and tools for a successful career in the financial sector.
The FinTech track
The FinTech track aims to prepare students for a wide range of positions including quantitative analyst, financial engineer, and data scientist. The major places a strong emphasis on financial analytics and software application. It is designed to attract students who wish to develop their skills for quantitative applications in financial, economic and consulting industries. The program features three elective courses: financial data analytics, machine learning for finance and Text mining for finance. The program will allow students to develop skills in analyzing both structured and unstructured data and build models to address valuation or forecasting questions.
Risk Management track
The risk management track helps students learn how to minimize and control the exposure of investments to such financial risks as high inflation, volatility in capital markets, recession and bankruptcy. With an introduction to risk diversification and measurement, portfolio theory, statistics, programming finance models in statistical software and Excel skills, students can apply knowledge to trading and risk, interest and inflation rate models and hedging strategies while performing statistical analysis about investments, financial derivatives, fixed income securities and financial institutions.
Commercial Banking Track
The commercial banking track exposes the student to the structure, operations and risks associated with managing a modern financial institution and offers the tools to analyze and allocate credit.
Intakes
- Jan
- June
- Dec
Application Processing Time in Days: 30
Minimum English Language Requirements
| English Level Description | IELTS (1.0 -9.0) | TOEFL IBT (0-120) | TOEFL CBT (0-300) | PTE (10-90) | |
|---|---|---|---|---|---|
| Expert | 9 | 120 | 297-300 | 86-90 | |
| Very Good | 8.5 | 115-119 | 280-293 | 83-86 | |
| Very Good | 8 | 110-114 | 270-280 | 79-83 | |
| Good | 7.5 | 102-109 | 253-267 | 73-79 | |
| Good | 7 | 94-101 | 240-253 | 65-73 | |
| Competent | 6.5 | 79-93 | 213-233 | 58-65 | |
| Competent | 6 | 60-78 | 170-210 | 50-58 | |
| Modest | 5.5 | 46-59 | 133-210 | 43-50 | |
| Modest | 5 | 35-45 | 107-133 | 36-43 | |
| Limited | 4 | 32-34 | 97-103 | 30-36 | |
| Extremely Limited | < 4 | < 31 | < 93 | < 30 |
Job Opportunity Potential
Employees have several paths to continue their professional growth with the University. We encourage employees to take advantage of the many resources available to help you learn, grow and develop the skills needed to position yourself for career advancement opportunities which may arise. Further information regarding these resources can be found here. In addition, consider applying for available positions. Visit our Employment Opportunities page to start the journey to your new career.
AFT covered employees, please refer to your contract for specific information related to career growth opportunities and eligibility guidelines.
Classified/Career Service employees have the following career path options available to them.
Promotional Process
A ranked listing of our employees who have taken and passed the State promotional examination for a particular title, is provided to the Office of Human Resources for use when such titles become available at the University. This promotional list contains only the names of William Paterson University employees.
Permanent Process
Career Service promotional opportunities, when available, are filled by following the process dictated by the NJ Civil Service Commission. Each action listed below must be followed and completed prior to moving on to the next step.
Employees appearing on an active promotional list are notified of the opportunity. Those expressing interest are subject to an interview process, and the selected candidate is promoted in a permanent status upon the successful completion of the Working Test Period.
Provisional Process
In instances where no active promotional list exists, Human Resources solicits employees in eligible titles. Those expressing interest are subject to an interview process. The candidate selected is promoted in a provisional status and will be subject to the NJ Civil Service Commission examination process.
Advancement Process
There are titles classified by Civil Service Regulations as "non-competitive". Non-competitive titles are not subject to the promotional examination process as part of the requirement to advance to a higher title in the non-competitive division. These titles include: Clerk Typist, Building Maintenance Worker, Grounds Worker, Security Officer and Program Assistant, Administrative Services.
All who meet the qualifications are eligible to apply to posted opportunities. The selected candidates achieve permanent status upon completion of the working test period.
PSW Opportunity
Post-Study Work visa or permit, allowing international students on F-1 visas to work in the US after completing their studies, typically through Optional Practical Training (OPT).
Eligibility:
To be eligible for OPT, students must have been enrolled full-time in a US educational institution for at least one academic year and be seeking work related to their major.
Duration:
Students can apply for up to 12 months of OPT, either before they finish their studies (pre-completion) or after graduation (post-completion).
STEM OPT:
Students in STEM (Science, Technology, Engineering, and Mathematics) fields can apply for an extended OPT period of up to 24 months.
Contact our PSA counselor for more information
Admission Requirement / Eligibility Criteria
For first-year students, a U.S. high school diploma or its equivalent is required, and you must not have previously attended a college or university.
As part of the application process, we will decide how your international transcripts translate into U.S. credits. We strongly recommend that you take the Scholastic Aptitude Test (SAT), or the American College Test (ACT), or both, and submit your scores to WP. This is not mandatory for admission, but certain majors and merit scholarships may require these test scores.
After you are accepted, you must take our placement test in reading, writing, and mathematics. Your results will determine whether you need to take courses in English as a second language (ESL) or certain pre-college courses.
- TOEFL iBT (Test of English as a Foreign Language Internet-Based Test) = 79
- IELTS Academic (International English Language Testing System) = 6.0
- Duolingo English Test = 105
- PTE-A (Pearson Test of English-Academic) = 53
- Michigan English Test (MET) = 79
For More Information Please Connect Our PSA Counselor
- Course Type: Full Time
- Course Level: Bachelors/UG Degree
- Duration: 04 Year
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Total Tuition Fee:
105832 USD
Average Cost of Living: 14000 USD /year
Application Fee: 50 USD
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